Legal Helpline, Expenses & Insurance

The Chamber Commercial Legal Expenses Insurance policy provides cover for a wide range of legal disputes that may affect members. 

Members of the Chamber receive access to our Legal Helpline, allowing them to have free advice on any employment, legal or tax matter. Member businesses also benefit from £100,000 (for any one claim) and £1,000,000 aggregate limit (all claims notified in any one period of insurance) with a Nil excess applicable to the policy. 

 The policy provides cover for Chamber Member's business in matters including:

• Employment Disputes

  Representation costs and awards of compensation incurred in defence of a dispute with an employee - £100,000

• Health & Safety Prosecutions

  Costs in defending a health and safety criminal prosecution - £100,000

• Tax Protection

  To deal with a HM Revenue & Customs (HMRC) full enquiry - £100,000

• Criminal Prosecution Defence

  To defend legal proceedings in a court of criminal jurisdiction - £100,000

• Statutory Licence Protection

  For an appeal or representation to the relevant authority - £100,000

• Jury Service Allowance

  The cost of the insured's salary or an employee's salary for any period for which the insured or their employees are obliged to attend court for jury service - £100/day (£1,000/claim)

• Property Disputes

  Any dispute or legal proceedings, including those relating to the physical possession of the property - £100,000

• Data Protection

  To defend civil proceedings for compensation under section 13 of the Data Protection Act 1998 - £100,000

• Wrongful Arrest Defence

  To defend civil proceedings against the insured in relation to allegations of wrongful arrest or malicious prosecution - £100,000

• Personal Injury Cover

  Legal proceedings to recover damages for the death of or bodily injury sustained by a director or employee - £100,000

• Motor Legal Expenses Cover

  The pursuit or defence of legal proceedings between an insured and a customer/supplier relating to the hire, purchase, lease, service, repair or test of a motor vehicle; or to recover damages for personal injury sustained by a directory or employee in a road traffic accident - £100,000

This service is FREE to Members, please call the Membership team on 02476 654321 or Login to access contact details via your Members Profile Page.  

Not a member? Get in touch with our Membership Team to discuss how we can help your business

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